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Protocol / standardPublic reference

MPP

Machine Payments Protocol

A specification for agents and services to coordinate programmatic payments, including microtransactions and sessions.

Tempo and StripeReviewed · 2026-10-26

THE QUESTION IT ADDRESSES

How can machines pay for services as they use them?

A concise reading of published information. The explanatory grouping below is editorial, not an implementation test.

A simplified mechanism

  1. A service returns a payment request.
  2. A client authorizes the chosen payment method.
  3. The service fulfills the request through its payment integration.

What it does not establish

Available methods depend on the integration. Stripe’s implementation supports stablecoins and selected fiat methods; this is not a promise for every MPP endpoint.

Where it fits

MPP and x402 both address machine payments. Check SDK and method compatibility rather than treating all implementations as interchangeable.

Sources & further reading

Sources reviewed on2026-10-26. Summaries are paraphrased; follow the current source for changes.

Official protocol site ↗Stripe introduction ↗